It is necessary to enter only truthful information, since when considering an application, a comparison with open databases takes place. If a discrepancy is found, the loan will be denied.
The completed questionnaire must be sent for consideration, which lasts only a few minutes. The solution is then displayed on the screen. It is also sent via SMS and email. If the decision is positive, then the borrower will of existing mobile number list have only have to sign the contract by entering the code from the SMS and receive money for the specified details.
It is important to understand that the card, wallet or account must belong to the borrower. Otherwise, the transfer will be refused.
Micro loan statistics
Statistics from the National Bureau of Credit Histories show that over the past year the number of Russian residents who apply to MFIs has increased by 35.5%. The average size of an Internet loan is a little more than 10 thousand rubles. If we talk about the portrait of the borrower, then it can be both a working person and an unemployed person. Pensioners and students often apply to MFIs.
The bulk of borrowers are people with low incomes. The income of most clients of microfinance companies is less than 22 thousand rubles.